Job Description

Overview Join to apply for the Underwriter I role at Quantum ePay . We are a fast growing fintech company that helps business owners lower costs, increase revenue, and improve their quality of life. We provide innovative payment processing solutions and an expanding suite of products that boost productivity, efficiency, and confidence. We value integrity, teamwork, passion, and reliability, and we are looking for driven professionals to grow with us. Responsibilities Review merchant applications to assess risk and determine acceptance based on underwriting guidelines Interpret and analyze credit reports, business registrations, financial statements, and tax returns Verify and confirm information submitted on merchant applications Ensure daily applications are processed accurately and in a timely manner Communicate with agents regarding pending applications and required documentation Identify patterns, potential risks, and process improvements Navigate multiple systems and platforms to update and track application status Support team initiatives and perform additional duties as assigned Qualifications Previous experience in credit, risk, finance, or a related field preferred Merchant underwriting experience a plus but not required Experience with TSYS a plus Strong working knowledge of Microsoft Office Suite and Adobe PDF Ability to quickly learn new proprietary software (CRM) and third party vendor systems Strong problem solving skills with the ability to apply innovative solutions Customer focused mindset with excellent verbal and written communication skills Strong research and analytical skills with great attention to detail Ability to read, interpret, and apply business documents, industry standards, and regulations Proficient in basic business math including percentages, ratios, and volume calculations Salary This role includes quarterly profit-sharing bonuses as part of a total compensation package, in addition to a full range of medical, dental, retirement planning, and/or other benefits. Base salary range: $48,000 - $55,000 Salary including quarterly profit-sharing bonus and comprehensive benefits program range (annualized): $67,725 - $73,725 Why work here? Awarded Top Workplace of Orange County by the OC Register New state-of-the-art, open-concept facility with stand-up desks and more Work hard, play hard culture Monthly social events Promote from within Benefit offerings: Medical, dental, vision, acupuncture and chiropractic 401k Safe Harbor; 100% employer match processed semi-monthly, up to 4% Profit Sharing; paid quarterly Location references and salary figures are included for context and market information. Details Seniority level: Entry level Employment type: Full-time Job function: Finance and Sales Industries: Technology, Information and Internet #J-18808-Ljbffr Quantum ePay™

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